Attention all individual truckers and associated transport companies! I don’t need to tell you that your line of business is exposed to many risks. You already know that. What we can provide you with is the information you need for comprehensive protection coverage, tailored to your specific needs.
A qualified independent insurance agency will be able to write an elite packaged policy for related indemnification, such as:
Commercial liability insurance coverage
Commercial Auto Liability Insurance Coverage
General liability insurance coverage
Workers compensation
This insurance applies to trucks used and contracted to transport cargo. This includes commercial trucks, such as:
– the type of cargo in the box
– the cement-bearing variety
– Dump types
– Garbage trucks
– Types of refrigerated boxes
– Roll over
– Semi
– Straight
– Tanker trucks and
– Tractor trailers
Tractor Trailer insurance coverage incorporates the following types of cargo trucks:
1. Automatic carrier
2. Bottom dump
3. Bulk product
4. Tank
5. Lowboy
6. Dry freight
7. Tipper
8. Flat surface
9. Inclination
10. Pole trucks
11. Gooseneck Trucks
12. Livestock trucks
13. Logging trucks
14. Utility trucks
15. Refrigerated varieties
The scoop on truck operations coverage
Related insurance is a specialty for any trailer truck or heavy duty truck that transports cargo from one location to another for others and covers automobile liability and physical damage. Insurance is also available for the bobtail truck type, interchangeable deals, and the motor truck industry.
Then there is the workers’ compensation aspect that trucking companies may be responsible for providing to their trucking contracts.
All about related work accident insurance
Also known as Workers’ Compensation, this type of compensation protection is typically arranged by trucking corporations for the individual owner or operator of their hired trucks. After purchasing the insurance coverage from the partner agency representing the insurance company, the trucking company transfers the cost of the premium to the trucker. Some US states make workers’ compensation mandatory coverage that trucking companies must provide to their truckers, while other states do not.
Of course, each business, owner, or operator has its own insurance requirements. That is why each associate should discuss the details with an experienced insurance specialist. Generally, you are the designated independent insurance agent to do business with many of the major companies who will be able to offer the best package at a cheaper price than others.